Scam Alert
False debt scamming is on the rise, we are told. Drawing on the plethora of information which is available on-line, false debts are created, which are then often sold to criminal gangs at a fraction of the alleged outstanding debt, and the gangs then go to work. Often the "tools" used to get people to pay up on the bogus demand include intimidation and threats.
Here is an article/case-study of one "target" in the United States who fought back.
On the morning a debt collector threatened to rape his wife, Andrew Therrien was working from home, in a house with green shutters on a cul-de-sac in a small Rhode Island town. Tall and stocky, with a buzz cut and a square, friendly face, Therrien was a salesman for a promotions company. He'd always had an easy rapport with people over the phone, and on that day, in February 2015, he was calling food vendors to talk about grocery store giveaways.
Therrien was interrupted mid-pitch by a call from his wife. She'd gotten a voicemail from an authoritative-sounding man saying Therrien was in some kind of trouble. "I need to verify an address to present you with your formal claim," the man had said. "Andrew Therrien, you are officially notified."
A few minutes later, Therrien's phone buzzed. It was the same guy. He gave his name as Charles Cartwright and said Therrien owed $700 on a payday loan. But Therrien knew he didn't owe anyone anything. Suspecting a scam, he told Cartwright just what he thought of his scare tactics. Cartwright hung up, then called back, mad. He said he wanted to meet face-to-face to teach Therrien a lesson.
"Come on by, asshole," Therrien says he replied. "I will," Cartwright said, "and I hope your wife is at home." That's when he made the rape threat.